Globality yougenio

Программа страхования "Globality YouGenio" предусматривает три тарифных плана: Классик / Classic, Плюс / Plus и Топ / Top. Индивидуальные тарифные планы различаются в зависимости от типа и размера согласованных страховых выплат.
В следующей таблице выплат представлены некоторые выплаты из общего пакета выплат и услуг.

 

 
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Scope of benefits: Inpatient treatment

Accommodation in a private or semi-private room
Consultations and diagnostic services, including pathology, radiology, computed tomography (CT), magnetic resonance imaging (MRI), positron emission tomography (PET) and palliative medicine
Hospital charges, including operating theatres, anaesthesia, intensive care wards and laboratories
Surgery and anaesthetics
Outpatient surgery instead of inpatient treatment
Drugs and dressings
Physiotherapy, including massages
Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy
Therapeutic aids and appliances

Such as cardiac pacemakers, if needed as a lifesaving measure

Such as cardiac pacemakers, if needed as a lifesaving measure

Such as cardiac pacemakers, if needed as a lifesaving measure
Up to €2,000 / $2,600 / £1,680
For therapeutic aids and appliances, such as artificial limbs and prostheses

Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital

Up to €5,000 / $6,500 / £4,200 Waiting period of 10 months

Waiting period of 10 months

Complications of pregnancy and childbirth

Waiting period of 10 months

Waiting period of 10 months

Newborn care
Congenital conditions

Up to a maximum of €150,000 / $195,000 / £126,000 per lifetime

Up to a maximum of €150,000 / $195,000 / £126,000 per lifetime

Up to a maximum of €150,000 / $195,000 / £126,000 per lifetime

Up to a maximum of €150,000 / $195,000 / £126,000 per lifetime

Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer
Dialysis

Up to a maximum of €2,000,000 / $2,600,000 / £1,680,000 per lifetime

Up to a maximum of €2,000,000 / $2,600,000 / £1,680,000 per lifetime

Up to a maximum of €2,000,000 / $2,600,000 / £1,680,000 per lifetime

Up to a maximum of €2,000,000 / $2,600,000 / £1,680,000 per lifetime

Bone marrow and organ transplants (costs for donor and receiver)

Up to a maximum of €100,000 / $130,000 / £84,000 per lifetime

Up to a maximum of €150,000 / $195,000 / £126,000 per lifetime

Up to a maximum of €200,000 / $260,000 / £168,000 per lifetime

Psychiatric treatment

Up to 20 days, if pre-approved Waiting period of 10 months

Up to 40 days, if pre-approved Waiting period of 10 months

Inpatient psychotherapy

Up to 20 sessions, if pre-approved Waiting period of 10 months

Up to 40 sessions if pre-approved Waiting period of 10 months

Parent accommodation during inpatient treatment of a minor child
Nursing care at home and domestic help, instead of a hospital stay

Up to 30 days, if pre-approved

Up to 60 days, if pre-approved

Up to 90 days, if pre-approved

Substitute hospital cash plan benefit

€50 / $65 / £42 per day

€75 / $97 / £63 per day

€150 / $195 / £126 per day

€200 / $260 / £168 per day

Inpatient follow-up rehabilitation

Up to 21 days, if pre-approved

Up to 21 days, if pre-approved

Up to 28 days, if pre-approved

Up to 28 days, if pre-approved

Hospice

up to 7 weeks

up to 7 weeks

up to 7 weeks

Daycare
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency
Return to country of residence after repatriation

Up to €1,500 / $1,950 / £1,260

Up to €1,500 / $1,950 / £1,260

 

Scope of benefits: Outpatient treatment

Cancer treatment
Maximum outpatient benefit

€7,500 / $9,750 / £6,300

€15,000 / $19,500 / £12,600

Consultations and diagnostic services, including pathology, radiology, computed tomography (CT), magnetic resonance imaging (MRI), positron emission tomography (PET) and palliative medicine

max. outpatient limit applies

max. outpatient limit applies

Critical illness, following inpatient treatment

Up to a combined limit of €3,000 / $3,900 / £2,520

max. outpatient limit applies

max. outpatient limit applies

Health checks

Up to €250 / $325 / £210*

Up to €500 / $650 / £420

Maternity care and childbirth, services of a midwife or obstetric nurse

Up to €3,000 / $3,900 / £2,520* Waiting period of 10 months

Waiting period of 10 months

Complications of pregnancy and childbirth

Up to €3,000 / $3,900 / £2,520* Waiting period of 10 months

Waiting period of 10 months

Outpatient childbirth cash benefit

Lump sum of €250 / $325 / £210* for each new-born baby without proof of costs after presenting the birth certificate

Lump sum of €500 / $650 / £420* for each new-born baby without proof of costs after presenting the birth certificate

Acupuncture (needle technique), homeopathy, osteopathy, chiropractic and traditional Chinese medicine
Speech therapy

Up to €2,500 / $3,250 / £2,100*

If pre-approved

Psychiatric treatment

Up to €1,000 / $1,300 / £840* if pre-approved Waiting period of 10 months

Up to €5,000 / $6,500 / £4,200* if pre-approved Waiting period of 10 months

If pre-approved Waiting period of 10 months

Outpatient psychotherapy

Up to 10 sessions* if pre-approved Waiting period of 10 months

Up to 20 sessions, if pre-approved Waiting period of 10 months

Drugs and dressings

Max. outpatient limit applies

Max. outpatient limit applies

Over-the-counter drugs (OTC)

Up to €50 / $65 / £42*

Up to €75 / $97 / £63*

Up to €100 / $130 / £84

Physiotherapy, including massages

Up to 15 sessions*

Up to 20 sessions*

Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy

Up to 10 sessions*

Therapeutic aids and appliances

Up to €1,000 / $1,300 / £840*

Up to €2,000 / $2,600 / £1,680*

Vaccinations and immunization

Up to €250 / $325 / £210 *

Vision aids, including an eye test

Up to €150 / $195 / £126*

Up to €250 / $325 / £210

Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency
Infertility treatment

50%* Up to €2,000 / $2,600 / £1,680 for each insured couple, per lifetime Waiting period of 24 months

50 % Up to €10,000 / $13,000 / £8,400 for each insured couple, per lifetime Waiting period of 24 months

 

Scope of benefits: Dental treatment


Basic dental services
Two check-ups or exams per insurance year
X-rays
Scale-and-polish cleaning
Treating oral mucosa and paradontium

Pain relief only

Simple fillings

Pain relief only

Surgery, extractions, root-canal treatment

Pain relief only

Night guard
Accidental dental treatment
Major dental services

Reimbursement for the following benefits up to €2,000 / $2,600 / £1,680 Waiting period of 10 months

Reimbursement for the following benefits up to €5,000 / $6,500 / £4,200 Waiting period of 10 months

Dentures (for example, prostheses, bridges and crowns, inlays)
Implants

Up to four implants per jaw and the dentures to be secured to these implants

Up to four implants per jaw and the dentures to be secured to these implants

Orthodontic treatment
Dental laboratory work and materials
Treatment plan
 

Scope of benefits: Medical assistance

24-hour phone and email service with experienced counsellors, doctors and specialists
Medical evacuation and repatriation
Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages)
Support and information (by our medical service, second opinion, monitoring the course of the illness)
Guarantee of payment (GOP) (preparing for a stay in hospital)
Return of mortal remains

Up to €2,500 / $3,250 / £2,100

Up to €5,000 / $6,500 / £4,200

Up to €7,500 / $9,750 / £6,300

Up to €10,000 / $13,000 / £8,400

Additional, appropriate medical support (information on the nature, possible causes and possible treatment of an illness)
Online services
 

Scope of benefits: Additional assistance

Getting hold of and shipping vital medication
Compassionate family visit

Up to €1,500 / $1,950 / £1,260

Up to €3,000 / $3,900 / £2,520

Delayed return trip

Up to €2,000 / $2,600 / £1,680

Up to €2,000 / $2,600 / £1,680

Return transport or care for children
Help with psychological problems possibly caused by the stay abroad

Psychological and therapeutic help by phone Up to three calls

Psychological and therapeutic help by phone Up to five calls

Document storage (safe custody, help in getting replacements)
Organizing help if you have legal difficulties
Arranging intercultural training (information about local culture and so on)
 

Included Not included Additional Information

* max. outpatient limit applies

Quick quotes

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