The Globality CoGenio plan comprises three plan levels: Classic, Plus and Top. The individual plan levels differ in regards to the type and amount of benefits agreed.
The following table of benefits is an extract of the complete scope of benefits and services.
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Accommodation in a private or semi-private room | ![]() |
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Medical treatment | ![]() |
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Nursing care by qualified nursing staff as directed by a doctor | ![]() |
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Other ancillary costs | ![]() |
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Surgery (including outpatient surgery instead of inpatient treatment) | ![]() |
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Drugs and dressings | ![]() |
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Therapies/ physiotherapy, including massages | ![]() |
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Therapeutic aids and appliances | ![]() ![]()
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Medical treatment during pregnancy and childbirth, services of a midwife or obstetric nurse in the hospital, but excluding screenings during pregnancy | ![]() |
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Outpatient childbirth | ![]() |
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Chemotherapy, oncological drugs and treatment (e.g. for cancer patients) | ![]() ![]()
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Transport to the nearest suitable hospital for initial treatment following an accident or an emergency, by an approved emergency service with conveyances appropriate to the situation | ![]() |
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Bone marrow and organ transplants | ![]() |
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Psychiatric treatment | ![]() ![]()
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Inpatient psychotherapy | ![]() |
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Parent rooming-in during inpatient treatment of an underage child | ![]() |
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Nursing care at home and domestic help | ![]() |
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Substitute cash plan benefit for inpatient treatment actually received, but for which no benefits have been claimed from use | ![]() |
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Inpatient follow-up rehabilitation | ![]() |
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Hospice | ![]() |
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Medical treatment | ![]() |
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Chemotherapy, oncological drugs and treatment (e.g. for cancer patients) | ![]() |
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Screenings for early detection of illnesses, particularly • for early detection of cancer, • for early detection of cardiovascular disease, kidney disorders and diabetes, • to ensure a child’s normal physical and mental development |
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Vaccinations of every kind, including the vaccines and prophylactic measures, insofar as these are recommended for the applicable country of residence | ![]() |
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Pregnancy including preventive screenings and childbirth, midwife and obstetric nurse | ![]() |
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Acupuncture (needle technique), homeopathy, osteopathy and chiropractic, including drugs and dressings | ![]() |
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Services of a speech therapist | ![]() |
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Psychiatric treatment | ![]() ![]()
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Outpatient psychotherapy | ![]() |
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Drugs and dressings | ![]() |
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Therapies/ physiotherapy, including massages | ![]() |
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Therapeutic aids and appliances | ![]() |
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Vision aids | ![]() |
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Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency, by an approved emergency service with conveyances appropriate to the situation | ![]() |
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Infertility treatment | ![]() |
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Screenings for early detection of disorders of the teeth, mouth and jaw | ![]() |
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Dental treatment | ![]() ![]()
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Dentures (e.g. prostheses, bridges and crowns) |
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Implants | ![]() ![]()
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Performances relating to analysis and therapy of dental function | ![]() |
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Orthodontic performances | ![]() |
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Dental laboratory work and materials | ![]() |
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Compilation of a plan of treatment and costs | ![]() |
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24-hour phone and e-mail service with experienced counsellors, own doctors and specialists | ![]() |
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Medical evacuation and repatriation | ![]() |
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Information on medical infrastructure (local medical care and names and addresses of multilingual doctors) | ![]() |
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Support and information (by our medical service, second opinion, monitoring of the course of the illness) | ![]() |
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Assumption of costs guarantee and/ or payment of an advance (preparation for a stay in hospital) | ![]() |
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Organizational support in case of bereavement, share of repatriation costs | ![]() ![]()
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Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness) | ![]() |
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Online services | ![]() |
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Additional support | ![]() |
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• Procurement and shipment of vital medication | ![]() |
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• Organizing visits to the patient | ![]() |
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Organizing return transport or care for the children | ![]() |
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Help with psychological problems possibly attributable to the stay abroad | ![]() |
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Document depot (safe custody, help in obtaining replacements) | ![]() |
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Organizing help in the event of legal difficulties | ![]() |
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Procurement of intercultural training | ![]() |
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Included
Not included
Additional information.
* Classic: With a deductible of € 250 per insured person and insurance year.
** The mentioned maximum amounts, maximum periods and lump sums apply per insured person and insurance year.